Pension Pot, Pensionwise, Options and Risk

Pension pots, Pensionwise, Options and Risk:  First of a Series of Articles

I must state firstly, we are prohibited from giving advice on anyone’s pension pot. We are giving options education advice. We know the cost of zero education is high. While  I have no doubt it’s of value to have a government sponsored service like:

I understand Pensionwise# explain the implications of what clients have.

This caused me concern:

This is pension advice

Demystifying Pensions, Optimising Pension Pots

I understand the Pensionwise# clients are advised on drawdowns, and other aspects, such as tax. Pension holders therefore cannot be offered investment advice. A pensioner instructs an  IFA  to give investment advice . While I  respect Independent Financial Advisers, who are trained and regulated, they sell ‘products’, sometimes with hefty fees. Thus, by default these products may come up short on profits. You would not pay a 30% premium on your own investments or trading, hopefully.  Tracker funds pay no dividends and you are of course also invested in the bottom 50% of the market. By definition- FTSE is a basket of the’ top’ 100 companies. Investors get this-right? Check out the ‘leaders and laggards’ in the Financial media.

Getting a Good Return on Your Cash, Exploiting a Crash

We have shown over the last 40 + trades, how, with a modest understanding of options strategies you can generate great returns. From ups AND downs. We  demonstrate how we comfortably limit risk.

Investors like us have better healthcare and increased longevity, and thus, pension annuity rates have  dropped .We had predicted this for decades.

Pension Pot, Options or What?

We know options are not for everyone. Financial awareness IS . The freethinker,the enquiring mind, the ‘alt fin’ is  encouraged here,  to explore the options world.

Filed Under: FeaturedInformativeStrategies

About the Author: First found out about options in 1995.From the arcane magazine Exchange and Mart! First trade- a covered call on VOD in 1999. Made 10%,VOD almost doubled. That's when I realised I was not a good trader,and I was forgiven thanks to the amazing world of exchange traded options

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  1. Terrapin Trader says:

    Trying to draw attention to the power of options trading has often got me into trouble with the cynics and the blinkered, who are sure everyone is out to scam them.
    Pensioners are scammed in so many ways- the fitted kitchen and bathroom trade spring to mind, as so many pay thousands for substandard work. Preying on the ‘well off’ older folk is rich pickings-as care homes charge £5,000 a month for very little, in my opinion.
    Yes this is a mission to educate, and wake up the somnambulant. Perhaps when people see how options work they will start to challenge and question in other areas of their lives too.
    We hope the knock on effects of are to the good of our subscribers.Options are NOT for everyone but financial ignorance is not an option in our world. If your IFA cannot explain options,how can they be fit to sell some off the shelf product?

  2. Smithd30 says:

    I’m really impressed with your writing skills as well as with the layout on your blog. Is this a paid theme or did you customize it yourself? Anyway keep up the excellent quality writing, its rare to see a great blog like this one these days.. fkeaedaecagdekbf

    • Terrapin Trader says:

      thanks pleas spread the word-we want to get back some of the money the fat cats have taken off us in QE! Seriously though, options are a fantastic stress free trading vehicle

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